The UK Referendum on leaving the European Union is playing havoc with share markets around the world. My advice is to watch history unfold and try not to be distracted by the short-term market movements and the negativity in the press
The subject of your passing or becoming mentally incapacitated is a difficult discussion and not necessarily one that those close to you will be keen to have. However discussing your wishes with your family will make it easier for everyone involved, especially while you are still fit and healthy.
Most of us like to think that insurance is a set and forget proposition that we pay for without too much consideration. However no one can predict the future. Illness or injury can strike at any time with potentially devastating consequences.