Although it may not seem like it yet, when you near the end of your working life, your superannuation balance is likely to be your greatest asset outside of the family home.

Despite the significance of this asset, many of us pay little attention to the way in which our superannuation plan is structured, and as such we run the risk of a poor performing fund or one that fails to consider our needs.

Superannuation is an investment vehicle or structure for holding assets. The performance of your superannuation fund will depend on investments held in your fund, such as cash, property, bonds, Australian shares, international shares, or a combination of all five. The mix of these investments varies widely from one fund to another. As such, it’s important to ensure your superannuation is structured appropriately to your needs and the investment options are carefully considered.

At Benchmark Financial Planning we can review your current superannuation arrangements and structure a superannuation strategy that’s right for you. To find out more please feel welcome to contact us.